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Home > Loan Programs

Hassle Free Mortgage Loans

Personalized attention. Prompt service. No hidden costs or confusing terms. Above all, a loan program that fits your financial goals both today and tomorrow. These are the hallmarks of the Dave Smith Home Loans hassle free approach to mortgage lending.

We'll look at your entire financial picture, help you navigate the loan landscape, and work together to craft a smart mortgage solution for your individual needs.

What can we help you with today?

Home Purchase
Mortgage Refinancing
Home Equity Loans

Home Purchase

Whether you're just starting the process of finding a home or ready to make an offer today, we can help. Pre-qualification and fast pre-approvals can make all the difference in the acceptance of your offer. Contact us today and we'll get started immediately to give you the edge in securing your dream home.

We offer a host of flexible loan programs to meet your income, job status, and down-payment requirements:

Low or zero down
Interest only loans for low payment options
Monthly adjustable loans
15, 20, 30, and 40-year fixed loans
Second Homes
Investment Properties
Jumbo loans
FHA Loans
VA loans

 

Mortgage Refinancing

Consolidate your debt. Lower your monthly payments. Eliminate your second mortgage. Stop wasting money on private mortgage insurance. Or just get cash out. Whatever your reason, the climate is right for refinancing.

Chances are, with today's rates we can help you refinance your home at a lower interest rate and save you money. We'll analyze your situation and develop the best refinancing solution to suit your individual circumstances.

Ask us about:

Low or zero down payment loans
Interest only loans for low payment options
Monthly adjustable loans
15, 20, and 30-year fixed loans

 

 
Home Equity Loans

We'll help you make smart decisions about putting your home equity to work for you. Whether you're seeking to consolidate debt, pay for college, start that home improvement project, or increase your liquidity for other real estate investments, our loan experts are on hand to advise and assist.

Ask us about:

Fixed Rate HELLOAN's
Prime Based HELOC's

 







© Copyright 2008 Dave Smith Home Loans, LLC. All Rights Reserved
210 N Division Street, Kellogg, ID 83837
ID License #: MBL6461 / WA License #: 510-MB-20612-48645

A Division of TMBG, Inc.
10025 19th Ave SE Ste#100 Everett, WA 98208

info@davesmithhomeloans.com
1-888-211-1799 (toll free)