|
|
|
|
|
|
|
 |
Loan Center |
|
|
|
|
|
|
|
|
|
|
 |
Our Company |
|
|
|
|
|
|
|
 |
For Borrowers |
|
|
|
|
|
|
|
 |
Specials! |
|
|
|
|
 |
Dave Smith Motors |
|
|
|
 Equal Housing Lender
|
 |
|
Home > Loan Programs
|
Hassle Free Mortgage Loans
Personalized attention. Prompt service. No hidden costs or confusing terms. Above all, a loan program that fits your financial goals both today and tomorrow. These are the hallmarks of the Dave Smith Home Loans hassle free approach to mortgage lending.
We'll look at your entire financial picture, help you navigate the loan landscape, and work together to craft a smart mortgage solution for your individual needs.
What can we help you with today?
| Home Purchase |
|
|
Whether you're just starting the process of
finding a home or ready to make an offer today, we can
help. Pre-qualification and fast pre-approvals can make
all the difference in the acceptance of your offer.
Contact us today and we'll get started immediately to
give you the edge in securing your dream
home.
We offer a host of flexible loan programs to meet
your income, job status, and down-payment requirements:
 |
Low or zero down |
 |
Interest only loans for low payment
options |
 |
Monthly adjustable loans |
 |
15, 20, 30, and 40-year fixed
loans |
 |
Second Homes |
 |
Investment Properties |
 |
Jumbo loans |
 |
FHA Loans |
 |
VA loans |
|
|
|
| Mortgage
Refinancing |
|
|
Consolidate your debt. Lower your monthly
payments. Eliminate your second mortgage. Stop wasting
money on private mortgage insurance. Or just get cash
out. Whatever your reason, the climate is right for
refinancing.
Chances are, with today's rates we can help you
refinance your home at a lower interest rate and save
you money. We'll analyze your situation and develop the
best refinancing solution to suit your individual
circumstances.
Ask us about:
 |
Low or zero down payment loans |
 |
Interest only loans for low payment
options |
 |
Monthly adjustable loans |
 |
15, 20, and 30-year fixed
loans |
|
| |
|
| Home Equity Loans |
|
|
We'll help you make smart decisions about putting
your home equity to work for you. Whether you're seeking
to consolidate debt, pay for college, start that home
improvement project, or increase your liquidity for
other real estate investments, our loan experts are on
hand to advise and assist.
Ask us about:
 |
Fixed Rate HELLOAN's |
 |
Prime Based HELOC's |
|
| |
|
|
|
 |
|